TRCD-26-05424
Transaction Banking (Payments) Business Analyst
Contract role for an 8–10 years Payments Business Analyst in Transaction Banking, focused on front-end (mobile/browser) customer journeys and cross-border payments. The BA will lead requirements workshops and own epics, user stories, and acceptance criteria, while supporting end-to-end delivery lifecycle activities including backlog grooming and risk/issues analysis. Strong exposure to payments operations, ISO 20022, FX/wallets, and compliance/regulatory payments across multiple geographies is expected. Immediate joiners or candidates with up to 30 days notice are preferred; prior HSBC experience is a plus.
Position summary
- Location
- India
- Workplace
- On-site
- Employment
- Contract
- Experience
- Minimum 8 years and Maximum 10 years
Role overview
Why This Role Matters.
Contract role for an 8–10 years Payments Business Analyst in Transaction Banking, focused on front-end (mobile/browser) customer journeys and cross-border payments. The BA will lead requirements workshops and own epics, user stories, and acceptance criteria, while supporting end-to-end delivery lifecycle activities including backlog grooming and risk/issues analysis. Strong exposure to payments operations, ISO 20022, FX/wallets, and compliance/regulatory payments across multiple geographies is expected. Immediate joiners or candidates with up to 30 days notice are preferred; prior HSBC experience is a plus.
Your Impact
Deliver Enterprise Value
Help organisations solve complex business problems through modern technology, consulting expertise and measurable outcomes.
Collaboration
Work Across Teams
Collaborate with consultants, architects, engineers and client stakeholders throughout the project lifecycle.
Growth
Learn Continuously
Gain exposure to enterprise technologies, certifications, mentoring and real-world project experience.
Career Path
Grow With Ubique
Build a long-term consulting career with opportunities to take on greater responsibility and leadership over time.
Responsibilities
What You'll Be Doing.
Every role at Ubique contributes directly to solving meaningful business challenges for our clients.
Immediate Joiner or Candidate max with 30 days NP
Preferred past HSBC experience (not a mandate but preferred)
Domain: Payments, Front End (App/Browser)-Strong customer journey exposure on Mobile or Browser
Sub-domain: Cross Border Payments, FX engine, Wallets, Payment Operations, ISO20022, Compliance & Regulatory Payments exposure (More than 2 geographies)
Agile exposure (at least 2 years or more), not just limited to Sprints and Scrum planning
Pro at writing EPICS, User Stories, Acceptance Criteria, Running elaborate Requirement workshops, Backlog grooming
Understand end to end delivery lifecycle and role of a BA at each lifecycle stage, command on risk & issues analysis
Technology stack
Tools & Technologies.
The platforms and technologies you'll use to build modern, enterprise-grade solutions.
ISO 20022
Cross-border payments
FX engine
Wallets
Payment operations
Compliance
Regulatory payments
Mobile app
Browser
Customer journey
Agile
Epics
User stories
Acceptance criteria
Backlog grooming
Requirements
Skills & Experience.
We value curiosity, collaboration and continuous learning. If you don't meet every requirement but believe you can make an impact, we'd still love to hear from you.
Essential
Required Qualifications
Business Analysis in Transaction Banking/Payments domain
Front-end customer journey exposure on mobile apps and/or browser-based channels
Cross-border payments domain knowledge
ISO 20022 exposure
Compliance and regulatory payments exposure across more than one geography
Requirements elicitation and facilitation (running requirement workshops)
Writing Epics, User Stories, and Acceptance Criteria
Backlog grooming/refinement
Agile ways of working exposure (2+ years; beyond basic sprint ceremonies)
Understanding end-to-end delivery lifecycle and BA role across stages
Risk and issues analysis/management (from BA perspective)
Excellent communication skills
Preferred
Nice to Have
Past HSBC experience
FX engine exposure
Wallets exposure
Payment operations exposure
What you'll gain
More Than Just A Job.
We're committed to helping every team member grow professionally, personally and technically while working on meaningful projects.
Global Exposure
Collaborate with international clients and multicultural teams on enterprise programmes.
Continuous Learning
Expand your expertise through mentoring, certifications and hands-on project experience.
Career Growth
Take ownership, develop leadership skills and grow your consulting career over time.
Flexible Working
Hybrid and remote collaboration designed around trust and delivering exceptional outcomes.
People First
Join a supportive culture where collaboration, respect and long-term relationships come first.
Enterprise Projects
Work on meaningful technology initiatives for leading organisations across industries.
Apply
Apply for Transaction Banking (Payments) Business Analyst
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